Protect Your Business Leadership with SacorpReg
Directors and Officers Liability Insurance in South Africa
At SacorpReg, we understand the increasing pressure placed on company directors and officers in South Africa. With corporate governance under more scrutiny than ever before, even well-intentioned decisions can expose company leadership to legal risk. That’s why we offer Directors and Officers (D&O) Liability Insurance—a crucial safeguard that provides personal financial protection to individuals in executive and decision-making roles.


Delivered Through a Trusted National Partnership
SacorpReg proudly operates under the reputable Kilgetty Statutory Services (Pty) Ltd, a leading player in corporate statutory services. Through Kilgetty’s strategic partnership with RBS, we are able to offer this valuable D&O insurance product not only to our own clients, but also to legal firms, auditors, and other professionals seeking reliable protection for their clients.
As Chris Wilson, Managing Director of Kilgetty, often highlights, the evolving legal landscape—especially under South Africa’s Companies Act—makes D&O coverage more critical than ever. Company leaders must now meet higher standards of conduct, transparency, and fiduciary responsibility, or risk facing personal liability.
Why Directors and Officers Insurance Matters
Under the Companies Act of South Africa, directors and prescribed officers can be held personally liable for losses or damages that arise from:
Breaches of fiduciary duty or director conduct
Failing to disclose financial interests
Violations of the Act or the company’s Memorandum of Incorporation
This means that if a director makes an error—even without malicious intent—they could face lawsuits, penalties, or compensation claims. Fortunately, Section 78(7) of the Act allows companies to take out insurance that shields directors and officers from these risks.


What Our D&O Insurance Covers
SacorpReg’s D&O insurance policies are designed to cover a wide range of potential legal exposures. Key features of our coverage include:
Legal defence costs in the event of a lawsuit
Court judgments and civil damages
Settlements arising from litigation or mediation
Reimbursement to the company if it indemnifies a director or officer
This insurance covers current, former, and future directors and officers, protecting their personal assets while allowing them to perform their roles confidently.
A Rising Tide of Risk: Local and Global Lessons
Recent incidents—like governance challenges faced by Cricket South Africa or international cases such as the Centro Properties Group in Australia—highlight the growing legal responsibilities placed on directors. In both examples, leaders were held personally accountable for corporate issues, even when unintentional.
These cases serve as a warning: no business is immune, and leadership needs to be protected—not just for their sake, but for the stability and future of the company itself.
Why Choose SacorpReg?
SacorpReg isn’t just a service provider—we’re your compliance and protection partner. Our team brings together deep experience in business registration, statutory compliance, and corporate insurance. We work with businesses across South Africa to ensure that their operations are legally sound and that their leadership is protected from personal legal exposure.
